Compulsory Third Party Compensation in SA covers necessary and reasonable hospital, medical and rehabilitation costs. These include the following treatment costs (but are not limited to):
• Medical treatment
• Medications
• Ambulance
• Hospital
• Physiotherapy
• Chiropractic
In addition to immediate health care and treatment costs, compensation may also cover the items listed below.
• Loss of earning capacity (past and future), excluding the first week’s loss
• Future treatment and care requirements
• An allowance for any pain and suffering experienced by you as a result of your injuries
• Travel expenses to and from treatment
• An allowance for any homecare and personal care services you may require as a result of your injuries (e.g. cleaning and gardening)
These payments are only made for claims in certain circumstances and there are a number of legal requirements, which include satisfying certain thresholds determined by the seriousness of your injury.
If you are very seriously injured with lifelong disabilities and another person was a fault you may also be entitled to benefits for necessary and reasonable treatment, care and support under the Lifetime Support Scheme.
Lifetime Support Scheme:
The Lifetime Support Scheme is a no fault accident benefit scheme which provides necessary and reasonable treatment, care and support for people who suffer serious lifelong disabilities in a crash, such as paraplegia or quadriplegia, brain injury, whole limb or multiple amputations, major burns or blindness.
A range of supports will be available to maximise the recovery of the injured person and help them achieve and maintain their health and quality of life, including medical treatment, pharmaceuticals, dental treatment, rehabilitation, ambulance transportation, respite care, personal care and support services, aids and appliances like suitable wheelchairs, hoists and prostheses, educational and vocational training and home, vehicle and workplace modifications.
For more information contact Nick Xenophon & Co. Lawyers today on (08)8336 8888.